:root {
    --bg: #ffffff;
    --bg-soft: #f6f8fb;
    --ink: #0f172a;
    --ink-soft: #475569;
    --accent: #2563eb;
    --accent-dark: #1d4ed8;
    --accent-soft: #eff6ff;
    --border: #e2e8f0;
    --radius: 14px;
    --shadow: 0 10px 30px rgba(15, 23, 42, 0.08);
    --font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font);
    color: var(--ink);
    background: var(--bg);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

.container {
    width: 100%;
    max-width: 1120px;
    margin: 0 auto;
    padding: 0 24px;
}

a {
    color: inherit;
    text-decoration: none;
}

/* ---------- Header ---------- */
.site-header {
    position: sticky;
    top: 0;
    z-index: 50;
    background: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--border);
}

.header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 68px;
    gap: 24px;
}

.logo {
    display: inline-flex;
    align-items: baseline;
    gap: 4px;
    font-weight: 800;
    font-size: 20px;
    letter-spacing: -0.02em;
}

.logo__mark { color: var(--accent); }
.logo__text { color: var(--ink); }

.nav {
    display: flex;
    gap: 28px;
}

.nav__link {
    font-size: 15px;
    font-weight: 500;
    color: var(--ink-soft);
    transition: color 0.15s ease;
}

.nav__link:hover { color: var(--ink); }

.header__cta { white-space: nowrap; }

/* ---------- Buttons ---------- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 11px 20px;
    border-radius: 10px;
    font-weight: 600;
    font-size: 15px;
    border: 1px solid transparent;
    cursor: pointer;
    transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease, transform 0.15s ease;
}

.btn--primary {
    background: var(--accent);
    color: #fff;
}

.btn--primary:hover { background: var(--accent-dark); }

.btn--ghost {
    background: transparent;
    color: var(--ink);
    border-color: var(--border);
}

.btn--ghost:hover { border-color: var(--ink); }

.btn--lg { padding: 14px 26px; font-size: 16px; }

/* ---------- Hero ---------- */
.hero {
    padding: 72px 0 88px;
    background: linear-gradient(180deg, var(--accent-soft) 0%, var(--bg) 100%);
}

.hero__inner {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 48px;
    align-items: center;
}

.eyebrow {
    display: inline-block;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--accent);
    margin-bottom: 16px;
}

.hero__title {
    font-size: 44px;
    line-height: 1.12;
    letter-spacing: -0.03em;
    font-weight: 800;
    margin-bottom: 20px;
}

.hero__subtitle {
    font-size: 18px;
    color: var(--ink-soft);
    max-width: 520px;
    margin-bottom: 28px;
}

.hero__actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-bottom: 28px;
}

.hero__points {
    list-style: none;
    display: grid;
    gap: 10px;
}

.hero__points li {
    position: relative;
    padding-left: 26px;
    color: var(--ink-soft);
    font-size: 15px;
}

.hero__points li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 6px;
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/10px no-repeat;
}

.hero__visual {
    position: relative;
    height: 340px;
}

.hero__card {
    position: absolute;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 18px 20px;
    display: grid;
    gap: 4px;
}

.hero__card--1 { top: 10px; left: 0; }
.hero__card--2 { top: 130px; right: 0; }
.hero__card--3 { bottom: 10px; left: 40px; }

.hero__card-label {
    font-size: 13px;
    color: var(--ink-soft);
}

.hero__card-value {
    font-size: 17px;
    font-weight: 700;
}

/* ---------- Sections ---------- */
.section {
    padding: 80px 0;
}

.section__head {
    max-width: 640px;
    margin-bottom: 48px;
}

.section__title {
    font-size: 34px;
    line-height: 1.15;
    letter-spacing: -0.02em;
    font-weight: 800;
    margin-bottom: 14px;
}

.section__text {
    font-size: 16px;
    color: var(--ink-soft);
}

/* ---------- Services ---------- */
.services { background: var(--bg); }

.services__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.service-card {
    background: var(--bg-soft);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 28px 24px;
    transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.service-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow);
}

.service-card__icon {
    width: 44px;
    height: 44px;
    color: var(--accent);
    margin-bottom: 18px;
}

.service-card__icon svg { width: 100%; height: 100%; }

.service-card__title {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 10px;
}

.service-card__text {
    font-size: 15px;
    color: var(--ink-soft);
}

/* ---------- About ---------- */
.about { background: var(--bg-soft); }

.about__inner {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 56px;
    align-items: center;
}

.about__list {
    list-style: none;
    margin-top: 20px;
    display: grid;
    gap: 10px;
}

.about__list li {
    position: relative;
    padding-left: 24px;
    color: var(--ink-soft);
}

.about__list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 9px;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--accent);
}

.about__stats {
    display: grid;
    gap: 16px;
}

.stat {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 24px;
    display: flex;
    align-items: baseline;
    gap: 14px;
}

.stat__num {
    font-size: 32px;
    font-weight: 800;
    color: var(--accent);
    letter-spacing: -0.02em;
}

.stat__label { color: var(--ink-soft); font-size: 15px; }

/* ---------- Process ---------- */
.process { background: var(--bg); }

.process__steps {
    list-style: none;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    counter-reset: step;
}

.process__step {
    padding: 28px 24px;
    border: 1px solid var(--border);
    border-radius: var(--radius);
}

.process__num {
    display: block;
    font-size: 14px;
    font-weight: 700;
    color: var(--accent);
    margin-bottom: 12px;
}

.process__title {
    font-size: 17px;
    font-weight: 700;
    margin-bottom: 10px;
}

.process__text { font-size: 14px; color: var(--ink-soft); }

/* ---------- Contact ---------- */
.contact { background: var(--bg-soft); }

.contact__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 56px;
    align-items: start;
}

.contact__items {
    display: grid;
    gap: 14px;
    margin-top: 24px;
}

.contact__item {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    color: var(--ink-soft);
    font-size: 15px;
}

.contact__icon {
    width: 20px;
    height: 20px;
    color: var(--accent);
    flex-shrink: 0;
}

.contact__icon svg { width: 100%; height: 100%; }

.contact__form {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 28px;
    display: grid;
    gap: 16px;
}

.field { display: grid; gap: 6px; }

.field__label { font-size: 14px; font-weight: 600; }

.field__input {
    width: 100%;
    padding: 11px 14px;
    border: 1px solid var(--border);
    border-radius: 10px;
    font-size: 15px;
    font-family: inherit;
    color: var(--ink);
    background: var(--bg);
    transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.field__input:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 3px var(--accent-soft);
}

.field__input--area { resize: vertical; }

.contact__note { font-size: 13px; color: var(--ink-soft); }

.contact__note a { color: var(--accent); text-decoration: underline; }

/* ---------- Risk disclaimer ---------- */
.risk { background: var(--bg-soft); }

.risk__box {
    border: 1px solid #fcd34d;
    background: #fffbeb;
    border-radius: var(--radius);
    padding: 24px 28px;
}

.risk__title {
    font-size: 16px;
    font-weight: 700;
    color: #92400e;
    margin-bottom: 8px;
}

.risk__text {
    font-size: 14px;
    color: #78350f;
    line-height: 1.6;
}

/* ---------- Footer ---------- */
.site-footer {
    background: var(--ink);
    color: #cbd5e1;
    padding: 56px 0 24px;
}

.footer__inner {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr;
    gap: 40px;
    padding-bottom: 40px;
}

.footer__col { display: grid; align-content: start; gap: 12px; }

.site-footer .logo__text { color: #fff; }

.footer__text { font-size: 14px; max-width: 280px; }

.footer__title {
    color: #fff;
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 4px;
}

.footer__link {
    font-size: 14px;
    color: #cbd5e1;
    transition: color 0.15s ease;
}

.footer__link:hover { color: #fff; }

.footer__bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    padding-top: 20px;
    font-size: 13px;
    color: #94a3b8;
}

/* ---------- Legal pages ---------- */
.legal {
    padding: 64px 0 80px;
}

.legal__title {
    font-size: 34px;
    font-weight: 800;
    letter-spacing: -0.02em;
    margin-bottom: 8px;
}

.legal__updated {
    color: var(--ink-soft);
    font-size: 14px;
    margin-bottom: 32px;
}

.legal__body { max-width: 760px; }

.legal__body h2 {
    font-size: 20px;
    font-weight: 700;
    margin: 28px 0 12px;
}

.legal__body p,
.legal__body li {
    color: var(--ink-soft);
    font-size: 15px;
    margin-bottom: 10px;
}

.legal__body ul {
    padding-left: 20px;
    margin-bottom: 10px;
}

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
    .hero__inner { grid-template-columns: 1fr; }
    .hero__visual { display: none; }
    .hero__title { font-size: 34px; }
    .services__grid,
    .process__steps { grid-template-columns: repeat(2, 1fr); }
    .about__inner,
    .contact__inner { grid-template-columns: 1fr; }
    .nav { display: none; }
}

@media (max-width: 560px) {
    .services__grid,
    .process__steps { grid-template-columns: 1fr; }
    .footer__inner { grid-template-columns: 1fr; }
    .hero__title { font-size: 28px; }
    .header__cta { display: none; }
}